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Yes I have full Coverage Ins on the truck, Bluebook Value for retail starting negotiation points will be 12.5 to 11.8. I owe 10.8 on the truck still. I did take the vehicle to the dealership about 1yr ago for some fixes but never did that conversation come up. Also I bought the truck the year the recalls went out. Thats another story though, so what do you think. They cut me a check for 1K to 2k so we can go back to payments for the next few years lol. | 
